Essay on Student Debt Crisis

In-depth, the paper is going to look at the causes of student loan crisis, individual solutions address the problem as well as what the federal and state institutions are required to do to address the issue of student loan crisis. Most of the students incur loans from the government to go to school with the mind that after they become graduates, they will get good better-paying jobs and repay the debts. On the contrary, many students achieve their desired results at school but remain stuck with the loan anyway. The reason behind this is that many students do not get the desired well-paying jobs after they acquire their degree as thought. Yes, a degree is a requirement by the employer for a job qualification but it is partly the fault of IQ tests in getting the job (Hohfeld, 16).