Updated on January the 1st, 2023
(hereinafter referred to as “Platform”, “we”, “our” and “us”) is always committed to maintaining the accuracy, confidentiality, and security of the Personal Data of each user and is a privacy conscious organization.
The term the "website" used in the present provisions is a reference to https://studybay.com/.
The term “Services” means the technical and marketing services are being provided by Panimpex Ltd to enable and facilitate marketplace for Users of the Platform.
Once you interact with the website, such as register your personal account on the Platform and use our Services via a browser on another electronic device, the Personal Data begins to be automatically obtained:
a.1) obligatory regarding a Customer:
*Please pay your attention to the following: we DO NOT STORE AND DO NOT HAVE AN ACCESS to your card expiry date, billing address and CV code. For Visa cards we DO NOT HAVE A FULL ACCESS to the card number (e.g. 1234 5678 **** **00).
b.1) obligatory regarding an Expert:
* Please pay your attention to the following: we DO NOT STORE AND DO NOT HAVE AN ACCESS to your card expiry date, billing address and CV code. For Visa cards we DO NOT HAVE A FULL ACCESS to the card number (e.g. 1234 5678 **** **00).
With regards to your financial information, please bear in mind that we will not sell, purchase, provide, exchange or in any other manner disclose Account or Transaction data, or personal information of or about a Cardholder to anyone, except its Acquirer, Visa/Mastercard Corporations or in response to valid government demands.
You may also provide us with other information through your personal account on the Platform by updating or adding information, through your participation in community discussions, online chats, dispute resolution, or when you otherwise communicate with us regarding our Services.
We also gather certain information in connection to your interaction with our Services automatically and store it in log files. This information may include:
“Cookies” are small text files stored by your web browser when you use websites.
We collect and use your Personal Data with your consent to provide you with access to the Platform and our Services, contact you about your account and our Services, and to detect, prevent, mitigate and investigate fraudulent or illegal activities. The personal information you submit to us may be used to manage our relationship with you, including any of your requests, or to customize or improve the Platform and related Services offered to you. In particular, but not limited to, we may gather your Personal Data for:
When we believe it is necessary to comply with applicable laws or to exercise or defend our legal rights or protect your legal interests or those of any third party, we may also disclose and transfer your Personal Data to our professional advisers, law enforcement agencies, insurers, government and regulatory authorities and other organizations, courts, pre-trial investigation institutions, or as otherwise required or permitted by applicable laws.
We may use technologies considered automated decision making or profiling implement and at the same time we implement and apply suitable measures to safeguard each User’s rights and freedoms and legitimate interests. For more information please review the User Agreement. We will not make automated-decisions about you that would legally or significantly affect you, unless we have your consent, or we are required by law to use such technology. Please take into account that we consider your consent to be explicitly given when you accept the Studybay User Agreement.
For the purposes of this Provision the following definitions will be used:
«Controller» means the natural or legal person, public authority, agency or other body which, alone or jointly with others, determines the purposes and means of the processing of Personal Data.
The Controller is responsible for the collection, use, disclosure, retention and protection of your personal information.
«Processor» means a natural or legal person, public authority, agency or other body which processes Personal Data on behalf of the controller.
Being a Data Subject, each user has the following rights:
4.1 THE RIGHT OF ACCESS TO DATA: the right to obtain from the controller confirmation as to whether or not Personal Data concerning you are being processed, and, where that is the case, access to the Personal Data and the information about the purposes of the processing; the categories of Personal Data concerned; the recipients or categories of recipient to whom the Personal Data have been or will be disclosed; to obtain from Panimpex Ltd a copy of the Personal Data undergoing processing in accordance with the applicable law; the existence of automated decision-making, including profiling.
If any further copies of the Personal Data undergoing processing were requested, the Controller may charge a reasonable fee based on administrative costs.
4.2 THE RIGHT OF RECTIFICATION: the right to obtain from the Controller the rectification of inaccurate Personal Data concerning the User or to have the incomplete Personal Data completed by providing a relevant request.
4.3 THE RIGHT TO BE FORGOTTEN / TO ERASURE: the right to obtain from the Controller the erasure of Personal Data concerning the User. Please note that the Controller shall have the obligation to erase Personal Data in the case of one of the following grounds applies:
4.4 THE RIGHT TO RESTRICTION OF PROCESSING: the right to obtain from the Controller restriction of processing where one of the following applies:
*if processing is necessary for the performance of a task carried out in the public interest or for the purposes of the legitimate interests pursued by the Controller or by a third party
4.5 THE RIGHT TO OBJECT: the right to object to the processing of the Personal Data for direct marketing purposes, which includes profiling to the extent that it is related to such direct marketing. The Controller shall no longer process the Personal Data unless the Controller demonstrates compelling legitimate grounds for the processing which override the interests, rights and freedoms of the User or for the establishment, exercise or defence of legal claims.
4.6 THE RIGHT TO LODGE A COMPLAINT: the right to lodge a complaint with a supervisory authority in Cyprus – IDPC – Office of the Information and Data Protection Commissioner.
4.7. THE RIGHT TO DATA PORTABILITY: the right to receive the Personal Data concerning the User, which was provided by the User for the Controller, in a structured, commonly used and machine-readable format and have the right to transmit those data to another controller without hindrance from the Controller to which the Personal Data have been provided.
4.8 The Controller shall provide information on action taken on a request to the User within one (1) month of receipt of the request. That period may be extended by two (2) further months where necessary, taking into account the complexity and number of the requests. The Controller shall inform the User of any such extension within one (1) month of receipt of the request, together with the reasons for the delay.
4.9 The consent the User gives us to the processing of the Personal Data is to be freely given. So each User has the right to withdraw his or her consent at any time. Withdrawing your consent will not affect the lawfulness of any processing we conducted prior to your withdrawal, nor will it affect processing of your personal information conducted in reliance on lawful processing grounds other than consent. We kindly ask you to note that after you withdraws your consent, you will not be able to use our Services and the Platform no more: it only happens because we need to collect your Personal Data to provide safe, quality and legally compliant services for you. If you do decide to withdraw your consent, please contact us at [email protected]>.
4.10 Each User can contact [email protected] regarding the described rights or by Customer Support phone 1-855-407-7728. In accordance with the obligation of the Controller to use all reasonable measures to verify the identity of an individual who send the request, Panimpex Ltd as the Controller will inquire the additional personal identifying information of you including, but not limited to, the number of your passport or ID card, the expiry date, the full name and surname, and the country and the date of issue.
We understand the importance of protecting children's online privacy. Our Platform is considered to be general audience and is not designed for or intentionally targeted at children under the age of 16. If a children has provided us with Personal Data without parental or guardian consent, the parent or guardian should contact [email protected] to remove the information.
We are not responsible for the protection of the User's privacy on websites of third parties, even if such websites are accessed by the User through links provided on this website. We recommend to review carefully privacy policies of each website different from https://studybay.com/.
We collect and process Personal Data in accordance with Cyprus Data Protection Act, Chapter 440 of the Laws of Cyprus, the General Data Protection Regulation and other legal acts. All employees, agents and employees of the agents of Panimpex Ltd who know the secret of the Personal Data must keep it safe even after termination of the employment or contractual relationship.
For the purpose of the processing of the Personal Data, Panimpex Ltd may engage data processors and/or, at its sole discretion, hire other individuals to perform certain functions on behalf of Panimpex Ltd. In such cases, Panimpex Ltd shall take necessary measures to ensure that such Personal Data is processed by the Personal Data processors in accordance with instructions of Panimpex Ltd and applicable legislation. Panimpex Ltd shall also require the Personal Data processors to implement appropriate measures for the security of Personal Data. In such cases, Panimpex Ltd shall ensure that such engaged individuals will be subject to the non-disclosure obligation and will not be able to use this information for any other purpose, except to the extent necessary to perform the functions assigned to them.
Our legal basis to process your Personal Data depends on the Personal Data concerned and the specific context in which we collect it. We process your Personal Data only when the following applies:
We have in place reasonable commercial standards of technology and operational security and appropriate legal measures to protect all personal information provided by Users from unauthorized access, disclosure, alteration, risks of loss, misuse or unlawful erasure, as well as from any other unauthorized form of processing.
For registered Users of the Platform the Personal Data provided is protected by a password. We recommend that you do not disclose your password to anyone. If you share a computer with others, you should not choose to save your log-in information (e.g., user ID and password) on that shared computer. Remember to sign out of your account and close your browser window when you have finished your session.
Personal information may also be disclosed to law enforcement, regulatory or other government agencies, or to other third parties, in each case to comply with legal, regulatory, or national security obligations or requests.
All of these disclosures may involve the transfer of personal information to countries or regions without data protection rules similar to those in effect in your area of residence.
By providing information, you are consenting to the disclosures described above.
12.2 We may process and retain your Personal Data on our servers and elsewhere in the world where our data centers are located.
12.4 You can visit this website not providing any information about yourself, however, if you want to use the Services of the Platform, we will ask you to provide your Personal Data and to carry out established identification procedures. If you not register on the Platform, we do not collect your Personal Data, however, your Personal Data may be gathered by Google Analytics and Yandex Metrica.