United States vs Germany health care systems

Germany offers medical care to each resident regardless of age, sickness, injured or poor. Bormann and Swart stated that Germans’ healthcare systems are divided into a private segment and public segment which are sponsored by a public (29). The two health systems are spending much on government revenue to cater for health but have lower life expectancies. On the other hand, the United States encounter some challenges in accessing health care. Some of these challenges include equity, cost-effectiveness, failure to access health care facilities and lack of coordinated care. But those people who have retired must have attained an age of over 65 years for them to be eligible for Medicaid. In contrast, Germany residents are insured irrespective of whether they are retired, young, unemployed or poor.

Children, up to a certain age, are covered and this depends on where they are which includes school, or vocational training. The disabled get the insurance coverage through their parents regardless of age. Medications coverage in Germany and US healthcare systems In Germany, both private and public companies offer basic coverage. But it only covers those drugs that are permitted by US Food and Drug Administration (FDA) which have met all the requirements. Whenever the insurance plan covers all the FDA – approved drugs, the co-pays are always high. Requirements to get the referral to see a specialist in the US and Germany When people get sick in Germany, they visit the general practitioner for checkups. Broom et al. explained that if the patient cannot get any help from the physician, they are instructed to see the specialist (1040).

Germany’s health care system is divided into public and private health insurances. Health insurance firms do not deny the insurance coverage to people who suffer from pre-existing illnesses. Also, they do not stop treating the patient in case the cost is high. Bormann and Swart highlighted that the public health care insurance is provided to those people who cannot be able to pay for private insurance (36). These are people who make an income of less than $50,000 per year. The general tax that the government spends on "extraneous benefits" such as children coverage was 4. 5% of the overall expenditure. The fund used to cater for illnesses are funded through the compulsory contribution imposed from the gross wages. Insurance coverage is for all the citizens.

Neuhauser found that SHI covers all people who are employed and pensioners who have an income of less than EUR56250 (US71564) annually while for nonearning such as children the coverage is catered by the government (25). Thus, the contribution due to sickness cater to every individual but depend on the sex, age, and morbidity. The healthcare system in the US lacks a national program that can provide health insurance coverage for all the citizens. The insurance cover depends on the life stage of every individual is. Ifediora outlines that those people who do not have the insurance cover are considered not be suffering from chronic diseases (58). In this case, the medical bill is high for them whenever they go to the hospital.