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As a result, the scenario might worsen for the insured's financial health once the insurer notes that the insured has a connection with a devastating genetic disorder or epidemic. The direct response will be that the insurer will demand the owner of the disclosed genetic profile to pay a higher rate of premiums since the probability of suffering from the insured epidemic (as asserted from the genetic statistics) is very high (Manson 349). The fallacy that dominates such a scenario is that insurance firms are concerned with risks and their probabilities, yet they claim that such genetic information will define the reoccurrence likelihood of the ‘termed' risk.

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Essay (48 pages)
Biology
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PROJECT: ETHICS IN BIOTECHNOLOGY

LitTeacher1
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9 in Biology

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