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Working Poor and the Subprime Crisis (Example)

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Name Institution Code Date Working Poor and the Subprime Crisis Even amidst terrible loss that occurred in America in terms of so many millions and structures the citizens as well as the foreigners have not relented the idea of housing as their dream life. They day by day continue to forge ahead and desire the same privilege despite what they have gone through in the past as homeownership remains one of their prime pride to work for and struggle. Following the past massive loss they do it still being cautious of the eventualities that may arise as result of even in terms of acquiring the education and basic necessities of life. As a result of this crisis much must be done to alleviate the challenge. The state introduced policies to counter the challenge by especially lowering the expenses that are often borne on the shoulders of the people. Also through increasing the benefits and income they earn as well as reliefs they are added to meet their myriads needs they face. References Library of Congress. American Memory. "What is the American Dream?" lesson plan.US Bureau of Labor Statistics. "A Profile of the Working Poor 2009" (PDF). US Department of Labor. Retrieved 2011-10-20 [...]

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Assignment 2: Working Poor and the Subprime Crisis Housing is a critical issue for the working poor. Key findings of the Department of Housing and Urban Development (HUD) (2000) analysis show the following: From 1993 to 1998, the number of subprime refinancing loans increased ten-fold. Subprime loans are three times more likely in low-income neighborhoods than in high-income neighborhoods. Subprime loans are five times more likely in black neighborhoods than in white neighborhoods. Homeowners in high-income black areas are twice as likely as homeowners in low-income white areas to have subprime loans. and the Internet, research the subprime crisis. Then, answer the following: How much is housing related to the “American Dream”? How did this housing crisis affect the working poor? Identify any new policies in place to help the working poor find affordable housing. Write a 2–4-page paper in Microsoft Word format, following current APA formatting. Include a separate page for your references. Use the following file naming convention: LastnameFirstInitial_M3_A2.doc. For example, if your name is John Smith, your document will be named SmithJ_M3_A2.doc. By the due date assigned, deliver your assignment to the Submissions Area. United States Department of Housing and Urban Development. (2000). Unequal burden: Income and racial disparities in subprime lending in America. Retrieved from http://www.huduser.org/portal/publications/fairhsg/unequal.html

Subject Area: Sociology

Document Type: Paraphrasing

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Words 550

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10.23.2017

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