The Internet banking is changing the banking industry and is also having the major effects on banking relationships. Even the Morgan Stanley Dean Witter Internet research emphasised that Web is more important for retail financial services than for many other establishments. Internet banking consists of use of Internet for delivery of bank products & services. It comes into four main categories, from Level 1 - least functionality sites that offer only usage of deposit bill data - to Level 4 sites - highly superior offerings enabling included sales of additional products and access to other financial services- such as investment and insurance.
The ability to write an effective proposal is an essential skill that will be helpful for you in many aspects of your future life, starting from school and finishing with issues in business and management after graduation from college or university. The main purpose of a proposal is to provide a support to your plan by giving an information on it by certain community. If you have ideas or interesting suggestions, and you want them to be approved by certain people, you need to express them in a proper manner in your proposal paper, in order to convince certain people to accept your suggestion. Writing of a persuasive, clear and coherent proposal paper is useful in many fields. We recommend you using a good sample proposal essay and follow the provided below guidelines for writing a good proposal.
Alice Sebold's bestseller The Lovely Bones is another book you don't quite know very well what to expect when you pick it up, but when you read it you obtain it very quickly. It affects you emotionally as a reader and helps it be interesting. Mass market book publishing is, like movies, a calculated and repetitive business. Sebold was included with something really different. She was lucky to get her publication published, and when she did, no one expected it to sell over 2 million copies or be on the brand new York Times bestseller list for over each year (Bradshaw).