Name of your firm LutonBedfordshire LU1 3JU Mr. Robert Hayes 14 Victory Road London N10 30S Date Dear Nigel Ref: Your email I have keenly assessed this and found that it belongs to the UK secondary legislation. Your suspicion was right; the legislation traces its roots from the following EU Directive: Consumer Credit (EU Directive) Regulations 2010 (SI 2010/1010) and essentially contains the new requirements meant to assist businesses to identifying and understanding the changes that affect their business dealings. The primary piece of legislation that regulates lending credit oriented processes in the UK is the Consumer Credit Act (CCA) of 1974. CCA implemented the Consumer Credit Directives (87/102/EEC 90/88/EC and 98/7/EEC) or Providing a Real Service to the Struggling Entrepreneur?." Common Law World Review 41.1 (2012): 59-96. Devenney James and Mel Kenny. Consumer credit debt and investment in Europe. Cambridge University Press 2012. Ferretti Federico et al. "The regulatory framework of consumer over-indebtedness in the UK Germany Italy and Greece: Comparative profiles of responsible credit and personal insolvency law." (2016). Howells Geraint. "Consumer Credit and Behavioural Economics." Verbraucherrecht und Verbraucherverhalten. Nomos Verlagsgesellschaft mbH & Co. KG 2016. Plan Action. "Latest Developments." Capital Markets Law Journal 5.3 (2014): 337. Resolution Dispute. "Consumer Credit." Business Law Review (2013): 68. Ryder Nicholas Margaret Griffiths and Lachmi Singh. Commercial law: principles and policy. Cambridge University Press 2012. [...]
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