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What's microlending? In most terms microlending is the lending of quite tiny sums of money at low interest, to low income individuals in urban and rural locations. It started forty years ago, when a person named Muhammad Yunus had been visiting his family and his country Bangladesh which had recently become an independent nation. Muhammad Yunus had left his home country afterward --East Bengal- when he was a child with his parents in search of a better future. He graduated from Vanderbilt University in Nashville, Tennessee, with a PhD in economics. Muhammad Yunus is the founder of Grameen Bank, the very first non-profit firm to offer microfinance providers in Bangladesh and in the world (New York Times). This lender revealed the world on how little cash can make a tremendous difference in people's lives. Currently, there are hundreds and hundreds of institutions across the world that provide microfinance providers, which sometimes suffer from migraines and doubts as every other for-profit or non-profit company. When Muhammad Yunus was in Bangladesh, he understood that Bangladeshis were living in a more insecure state than he'd imagined and read on the newspapers. Lots of people made money to those callous and heartless village money lenders. These individuals were not going to repay their loans because the interest rates were so high therefore, they had been trapped for life. But he found something quite thought-provoking, which was the fact that if he gathered the debt of approximately forty individuals, the grand total was seventy dollars. He gave people cash from his pocket so that they can repay their debt and they can be entirely free. This is the moment when the idea of making a microfinance institution originated- Muhammad Yunus understood that.